Get a Rate Quote or Apply | Texas Mortgage Consultants

📞 512-423-4663  ·  Austin, TX — serving all of Texas
$0 Lender Fees · 40+ Wholesale Lenders

Four ways to get started. Pick what fits right now.

1
Get a Rate Quote
2 minutes, no account, no credit pull. I run it through 40+ lenders and call you back.
2
Start Full Application
Already decided? Go straight into the real application.
3
Just Call Me
No forms. Talk to me directly, right now.
4
Schedule a Call
Busy right now? Book 15 minutes for whenever works.
Get a Rate Quote

Tell me your scenario.
I’ll run it through 40+ lenders and call you back.

No account to create, no credit pull to start. Fill this out and I’ll personally check your numbers against my full wholesale lender panel — then call you, usually within minutes, with the program and rate that actually fits.

✓ Takes under 2 minutes — property, price, down payment, ballpark credit
✓ No account to create, no credit pull to start
✓ Goes straight to Russell — not a call center, not a bot
Run My Scenario →
Real callback, usually within minutes during business hours — not an instant online number.
Opens Russell’s secure quote form (ARIVE) — same trusted system used for the full application, same tab, no surprise pop-up.
Behind the scenes
Russell’s pricing engine
Pricing engine scanning wholesale lenders
40+
wholesale lenders checked against your exact scenario — not a generic rate table.
This is a real look at the tool Russell uses on every scenario — the same system behind the “Forty Lenders” story. One search, dozens of programs compared, one phone call back to you with the answer.

What happens after you hit submit

1

You submit the basics

Just enough to run a real scenario — no SSN, no income docs, no credit pull yet. Takes under a minute.

2

I run it through the panel

Your scenario gets checked against 40+ wholesale lenders for the program that actually fits — self-employed, credit challenges, jumbo, whatever makes your file different.

3

I call you back — fast

Usually within minutes during business hours. You’ll hear real numbers from me directly, not an automated quote.

Ready to Apply

Already decided? Skip straight to the real application.

If you’re under contract, ready to lock in a program, or you just don’t need the phone call first — this takes you straight into the same secure system I use for every client. I still personally review every file, start to finish.

  • Same $0 lender fees, same 40+ lender search — happens automatically as your file comes in
  • Secure application, not a generic online form
  • Goes straight to Russell — single point of contact, no handoffs
Start My Full Application →
Prefer to talk it through first? Get a rate quote instead ↑

Prefer people to forms? So does Russell.

Doors 3 and 4 skip the online step entirely.

Just Call

Talk to me directly. Right now.

(512) 423-4663

No forms, no waiting on a callback. If I don’t pick up, I’m calling you back the same day.

Schedule a Call

Busy right now? Pick a time that works.

Book a free 15-minute call — no credit pull, no pressure, just straight answers, whenever it’s convenient for you.

Book a 15-Minute Call →
This is a rate quote request, not a mortgage application or a commitment to lend. Your actual rate and terms depend on full underwriting, credit, and documentation.

Texas Mortgage Consultants, PLLC | NMLS #1843758 | Russell Stout NMLS #220896 | Licensed by the Texas Department of Savings and Mortgage Lending | 8805 Lemens Spice Trail, Austin, TX 78750 | All loans subject to credit approval. Rates and terms subject to change without notice. This is not a commitment to lend. Equal Housing Lender.