Texas Mortgage Consultants, based in Austin and led by Russell Stout, Texas, is a full-service residential mortgage broker offering a wide range of loan programs designed to meet your personal needs, backed by the highest level of customer service.
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FIRST TIME HOMEBUYERS GUIDE
Ready to consider buying your first home? With so many decisions to make it can feel like a challenging process, but you can rest easy knowing that we have helped hundreds of families across Texas successfully achieve the goal of home ownership. The most important part of the process is knowing what to expect and, best of all, having a trusted resource there to help guide you every step of the way. We’ve put together a helpful First-Time Homebuyer Guide to get you started.
WHY TRUST THE
TEXAS MORTGAGE CONSULTANTS
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BENEFITS OF USING A MORTGAGE BROKER
Customers typically save money working with a broker because brokers are more efficient than most of the top heavy, overstaffed mortgage bankers and banks. Mortgage Bankers and banks tend to have 2-3 times the employees to close the same number of loans as a mortgage broker. With all of the technology available today, things cost less and employees have become more efficient if using the proper tools. Mortgage Banks tend to pass along their excessive employee expenses to the customer in the form of higher rates and fees.
A Mortgage Broker is also different than a traditional loan officer. Most loan officers are paid a salary plus bonus to close loans. But the loan officer can only close loans for the lender that employs them. A Mortgage Broker can shop and close loans with several different lenders. Having the ability to shop many lending sources is a huge benefit for our customers. We are able to help them find the best rate and terms available because we are not limited to using just one lender. The best news is you only have to apply once and we will do the work of shopping for you.
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