Privacy Policy
Texas Mortgage Consultants, PLLC
Effective Date: June 1, 2026
Last Updated: June 1, 2026
Website Privacy Policy
Introduction
Texas Mortgage Consultants, PLLC (“we,” “us,” or “our”) operates the website texasmortgageconsultants.com (the “Site”). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our Site or contact us about our mortgage services.
Please read this policy carefully. If you do not agree with its terms, please discontinue use of the Site.
Information We Collect
Information You Provide Directly
We collect information you voluntarily provide when you:
Fill out a contact or inquiry form on our Site
Submit a mortgage pre-approval or loan application
Call or email us directly
This information may include your name, email address, phone number, property address, loan amount, employment information, and financial details necessary to process a mortgage application.
Information Collected Automatically
When you visit our Site, we automatically collect certain information about your device and browsing activity, including:
IP address and browser type
Pages visited and time spent on the Site
Referring website addresses
Device type and operating system
This information is collected through cookies and similar tracking technologies, including Google Analytics (via Google Site Kit).
How We Use Your Information
We use the information we collect to:
Respond to your inquiries and provide mortgage-related services
Process loan applications and pre-approvals
Communicate with you about your loan status or our services
Improve our website and user experience
Comply with legal and regulatory requirements (including NMLS licensing obligations)
Send relevant follow-up communications (you may opt out at any time)
We do not sell your personal information to third parties.
Sharing Your Information
We may share your information with:
Lenders and Wholesale Partners — To process your mortgage application, we share your information with lenders in our network who may offer you loan products.
Service Providers — We work with third-party providers who help us operate our Site and business, including:
Google Analytics (website traffic analysis)
Akismet (comment spam protection)
Trustindex (Google review display)
My1003 App (secure online loan application processing)
Legal Requirements — We may disclose your information if required by law, court order, or government regulation.
Cookies
Our Site uses cookies to improve your browsing experience and analyze Site traffic. You can control cookie settings through your browser. We use Google Analytics cookies to understand how visitors use our Site. You can opt out of Google Analytics tracking at tools.google.com/dlpage/gaoptout.
Data Security
We implement reasonable security measures to protect your personal information from unauthorized access. Sensitive financial information submitted through our loan application portal (my1003app.com) is encrypted and processed through secure, industry-standard systems.
Your Rights
You may have certain rights regarding your personal information, including the right to access, correct, or request deletion of your information. To exercise these rights, please contact us using the information below.
California Residents: California Consumer Privacy Act (CCPA) rights apply. Please contact us for more information.
Texas Residents: We are committed to complying with applicable Texas privacy laws.
Third-Party Links
Our Site may contain links to third-party websites. We are not responsible for the privacy practices of those sites.
Children’s Privacy
Our Site is not directed to children under the age of 13. We do not knowingly collect personal information from children.
Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any material changes by updating the “Last Updated” date at the top of this page.
Contact Us
Texas Mortgage Consultants, PLLC
Russell Stout, Broker | NMLS #220896
8805 Lemens Spice Trail, Austin, TX 78750
📞 (512) 423-4663
📧 rstout@texasmortgageconsultants.com
Financial Privacy Notice (GLBA)
What Does Texas Mortgage Consultants Do With Your Personal Information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Social Security Number and Income
Credit history and credit scores
Account balances and payment history
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Texas Mortgage Consultants chooses to share; and whether you can limit this sharing.
Reasons we can share your personal informationDoes Texas Mortgage Consultants share?Can you limit this sharing?For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureausYesNoFor our marketing purposes — to offer our products and services to youNoWe do not shareFor joint marketing with other financial companiesNoWe do not shareFor our affiliates’ everyday business purposes — information about your transactions and experiencesNoWe do not shareFor our affiliates’ everyday business purposes — information about your creditworthinessNoWe do not shareFor our affiliates to market to youNoWe do not shareFor nonaffiliates to market to youNoWe do not share
To Limit Our Sharing
Please contact us at (512) 423-4663 or rstout@texasmortgageconsultants.com to limit sharing.
Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Who We Are
Who is providing this notice? Texas Mortgage Consultants, PLLC
What We Do
How does Texas Mortgage Consultants protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Texas Mortgage Consultants collect my personal information?
We collect your personal information, for example, when you:
Apply for a loan or give us your employment history
Give us your income information or provide account information
Provide employment information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
Sharing for affiliates’ everyday business purposes — information about your creditworthiness
Affiliates from using your information to market to you
Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates — Companies related by common ownership or control. They can be financial and nonfinancial companies. Texas Mortgage Consultants has no affiliates.
Nonaffiliates — Companies not related by common ownership or control. They can be financial and nonfinancial companies. Texas Mortgage Consultants does not share with nonaffiliates so they can market to you.
Joint marketing — A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Texas Mortgage Consultants doesn’t jointly market.
Texas Mortgage Consultants, PLLC | NMLS #1843758 | 8805 Lemens Spice Trail, Austin, TX 78750 | Equal Housing Lender
